Bring Home Tata Punch! Down Payment & EMI Details Inside

Tata Motors has increased the price of its most-selling car at the start of 2025. The Tata Punch, previously available at an ex-showroom starting price of ₹6.13 lakh, will now be available to customers at a new starting ex-showroom price of ₹6.20 lakh. Depending on the variant, the cost of this affordable SUV has risen by up to ₹17,000.

If you are planning to buy the Tata Punch now, you will need to adjust your budget slightly. Let's look at the on-road price of the base variant of the Punch in the national capital, Delhi. We will also review the total expenditure, including EMI and interest.

Tata Punch On-Road Price and EMI Plan

If you purchase the Tata Punch Pure variant at present, you will need to pay an ex-showroom price of ₹6.20 lakh. Additionally, you will have to pay ₹68,198 as road tax and ₹35,572 as insurance. This brings the on-road price to ₹7,23,760.

If you make a down payment of ₹1 lakh on this on-road price, you will need to take a car loan of ₹6,23,760. Assuming an interest rate of 10% for a tenure of 5 years, your monthly EMI would amount to ₹13,253, and you can repay the loan over 60 months.

Interest Details

After paying a down payment of ₹1 lakh and opting for a 5-year EMI plan, you will pay a total interest of ₹1,71,423 over 60 installments. Including this interest, the total cost of your car will amount to ₹8,95,183, which includes the ₹1 lakh down payment.

Features of Tata Punch

This micro SUV comes equipped with features like a USB Type-C charging port, wireless charger, electric sunroof, rear AC vents, connected technology, a 10.25-inch touchscreen infotainment system, and several safety features including 6 airbags. Notably, it has received a 5-star safety rating in crash tests.

Engine and Performance

The Tata Punch is powered by a single 1.2-liter NA petrol engine, which is also available with a CNG option. This powertrain generates 87 BHP of power and 115 Nm of torque. It can be paired with either a 5-speed manual or an AMT gearbox.

CarVaidya's Opinion

The above information may vary based on dealership and location. Additionally, approval for a car loan at a favorable interest rate depends on your credit score and monthly income. At CarVaidya, we recommend purchasing the Tata Punch on EMI only if your monthly income is between ₹40,000 and ₹50,000 or higher. This ensures that your EMI payments remain manageable without straining your budget. Always review the loan terms carefully and consider additional costs such as maintenance and fuel expenses while planning your purchase.

Source: https://hindi.drivespark.com/four-wheelers/2025/tata-punch-on-road-price-emi-safety-features-engine-and-performance-detail-031675.html