Planning to Buy Hyundai Creta? Know Price, Loan & EMI Details

The Hyundai Creta is one of the best-selling SUVs in the Indian market.
If you are also planning to buy this car, then this information will be useful for you. Here, we are sharing the complete calculation of Creta’s on-road price, down payment, and EMI. This will help you plan your budget more efficiently.

Hyundai Creta On-Road Price

In the Indian market, the ex-showroom price of the Creta ranges between ₹11.11 lakh and ₹20.50 lakh. If you plan to buy the base E (Petrol) variant in Delhi, the on-road price will be approximately ₹12.94 lakh, which includes insurance and RTO charges.

How much EMI will you pay after a ₹3 lakh down payment?

If you want to finance the Hyundai Creta and make a down payment of ₹3 lakh, then you will need a loan of approximately ₹10 lakh from the bank. Generally, banks finance 80-90% of the ex-showroom price, provided the customer has a good credit score.

Let’s assume that your credit history is good, and the bank offers this loan at an interest rate of 9% for a term of 5 years. In that case, your EMI for the next 60 months will be around ₹20,000–₹21,000 per month. During this period, you will end up paying around ₹2.45 lakh as total interest on the loan.

Hyundai Creta Engine and Performance

The Hyundai Creta is available with three engine options. These include a 1.5-litre MPI petrol engine, a 1.5-litre U2 CRDi diesel engine, and a 1.5-litre Turbo GDi petrol engine. Depending on the engine and variant, the Creta offers transmission choices such as a 6-speed manual, automatic, and IVT (Intelligent Variable Transmission).

Hyundai Creta Features and Advanced Safety

The Creta comes equipped with features like a 10.25-inch touchscreen infotainment system with wireless Android Auto and Apple CarPlay, a panoramic sunroof, ventilated front seats, a wireless charging pad, a Bose premium sound system, dual-zone automatic climate control, paddle shifters, and multiple drive modes.

For safety, the Creta offers Level-2 ADAS along with 6 airbags, lane-keep assist, blind-spot monitoring, adaptive cruise control, ABS with EBD, electronic stability control (ESC), vehicle stability management (VSM), hill-start assist control (HAC), tire pressure monitoring system (TPMS), rear disc brakes, ISOFIX child seat mounts, and a 360-degree camera.

Note: The on-road price of the Hyundai Creta may vary depending on the variant and dealership location. Additionally, to avail of a car loan at affordable rates, maintaining a good personal credit score is important. Customers are advised to contact their nearest Hyundai dealership for more details.

Source: https://hindi.drivespark.com/four-wheelers/2025/hyundai-creta-is-best-suv-for-middle-class-family-check-on-road-price-down-payment-emi-calculation-035027.html