Salary Needed to Buy Maruti Grand Vitara: On-Road Price & EMI Explained

Among middle-class buyers, the Maruti Suzuki Grand Vitara is a popular mid-size SUV that offers excellent mileage, good features, and strong safety. Its ex-showroom price starts at ₹10.76 lakh and goes up to ₹19.72 lakh. But the big question is—how much salary do you need to buy it on loan and comfortably pay the EMI? Let’s understand this with the help of a finance calculator.

The on-road price of the base Sigma petrol variant of the Maruti Suzuki Grand Vitara in Delhi is around ₹12.36 lakh. This price includes RTO charges, insurance, and other costs. The final on-road price may vary depending on the city and variant.

To finance the base model of the Maruti Suzuki Grand Vitara, you need to make a minimum down payment of around ₹2 lakh. After this, the remaining ₹10.36 lakh can be taken as a car loan from the bank.

Assuming the loan is taken for 7 years at an annual interest rate of 9 percent, the monthly EMI comes to approximately ₹16,000–₹17,000.

According to finance experts, your car EMI should not exceed 20 percent of your monthly income. If you choose the base model of the Maruti Suzuki Grand Vitara with an EMI of around ₹17,000, your monthly salary should be at least ₹60,000–₹70,000.

With a higher income, you can also consider financing the hybrid or top-end variants of the Grand Vitara.

The Grand Vitara comes with a 1.5-litre petrol engine and offers both Mild Hybrid and Strong Hybrid options. CNG variants are also available. The petrol manual variant delivers a mileage of around 20–21 kmpl, while the Strong Hybrid variant can offer mileage of up to 27.97 kmpl.

When it comes to features and safety, the Grand Vitara offers advanced options such as a panoramic sunroof, 360° camera, wireless charger, ventilated seats, a digital instrument cluster, smartphone connectivity, and Suzuki Connect technology.

For safety, it comes equipped with 6 airbags, ABS with EBD, ESP, ISOFIX child seat mounts, hill hold assist, traction control, and a 360° camera.

Note: The on-road price of the Maruti Grand Vitara may vary depending on the city, variant, and dealership. Additionally, the loan amount and interest rate for a car loan depend entirely on your personal credit score. For more details, you can contact your nearest Maruti Suzuki showroom.

Source:https://hindi.drivespark.com/four-wheelers/2026/maruti-grand-vitara-salary-required-on-road-price-emi-mileage-features-039017.html